A tender and moist pumpkin bread with melty chocolate chips and a tangy cream cheese swirl, perfect for cozy autumn mornings and gatherings.
Do not overmix the batter to avoid dense bread. Use room temperature ingredients for better texture. Swirl cream cheese gently to maintain distinct ribbons. Tent with foil if cream cheese browns too fast. Let bread cool completely before slicing. If batter is too thick, add up to 2 tablespoons milk. Toss chocolate chips in flour to prevent sinking.
Keywords: pumpkin bread, chocolate chip bread, cream cheese swirl, autumn bread, fall baking, pumpkin spice, easy pumpkin bread